Oakview Medical Care Facility
1001 Diana Street
Ludington, Michigan 49431
Phone: (231) 845-5185

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Insurance Information

Private Pay
A person will be in a private pay program if he/she is not eligible for any kind of insurance coverage. The Financial Services Department has a rate schedule for the cost of services.

Medicaid
This is a State program designed to provide health care services to low income persons. To qualify, criteria for income and savings must be met. Applications must be filled out at the Department of Human Services, who then determines eligibility and co-payment, if any, to be paid to the Facility.

Medicare
This is a Federal insurance program for eligible persons age 65 and over and eligible persons with certain severe disabilities. If, after being discharged from a three (3) day hospital stay, the person is admitted to a Skilled Nursing Facility for a strictly defined skilled level of care, within 30 days, Medicare will help pay for care up to 100 days in a benefit period.

Medicare Part A pays the full cost of covered services for the first 20 days. From the 21st day through the 100th day, you may be charged a daily co-insurance amount. Many insurance contracts supplement Medicare for the co-insurance amount.